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Protect Your Investment with Title Insurance
Not only is buying a home the biggest investment you can make, protecting that investment is essential. While buying a home comes with unique insurances needed to protect against the unexpected, title insurance will help protect against any title hazards that may threaten the financial value of your home. Proudly protecting the homes in Helena, MT, and surrounding areas with reliable title insurance, call our title insurance team at (406) 442-5080 today to get started!
What Is Title Insurance & Why Is It Important?
While a majority of homeowners often misunderstand title insurance, it is one of the most vital insurances to have to protect your home. When buying a home, you are not necessarily buying the land or the building; you are buying the title and rights to use the space and occupy the space. Hidden hazards within that title could be forged deed signatures or mistakes in the public record that could inhibit you from enjoying that space or bring potential financial loss. This is where title insurance comes in to benefit you by protecting you against these hidden hazards.
What Are the Two Basic Title Insurances?
- Lender or Mortgagee Coverage– Required by most lenders as security for your investment in real estate, with title insurance, mortgage lenders are willing to make mortgage money available in distant locations without any prior knowledge of that market.
- Owner’s Coverage – This lifetime title insurance lasts as long as the policyholder or your heirs are interested in the property. This coverage may even extend after you have sold the property to someone else.
We’d love to hear from you! Call us today for any questions regarding your title insurance at (406) 442-5080!